Centennial Advisors, LLC News From Mike


Midterm Elections

All 435 seats of the U.S. House of Representatives and 35 of 100 seats in the Senate are up for grabs in this November’s midterm elections.(1) While it is common for there to be significant congressional turnover in a U.S. president’s second year in office, this year’s election promises contentious drama. No one can say…

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U.S. Trade Update

The U.S. continues its controversial trade policies with the rest of the world; most notably China. In early July, the Trump administration levied 25 percent tariffs on $34 billion of Chinese imports, only to have China respond in kind.(1) While consumers can expect to pay higher prices in the wake of this trade war, investors…

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Lifetime Income: Options, Misperceptions & Realities

A guaranteed source of lifetime income can offer a sense of both financial and emotional security for a retirement that could last 30 years or more. Today, there are only three available sources of guaranteed lifetime income: Social Security benefits, defined benefit pension plans and annuities.   Overview Lifetime income sources generally provide minimum payouts…

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Types of Life Insurance

Overview One of the first considerations in your pursuit of the right policy is understanding the various types and how each relates to your situation. Life insurance policies fall under two broad categories: term and permanent. With a term policy, you purchase a death benefit amount and determine how long you want to hold the…

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3 Reasons to Own Life Insurance

Life insurance is comparable to a Swiss army knife where it is remarkably useful, versatile and essential. That said, a little-known fact about today’s life insurance policies is that they can offer much more value than just a simple death benefit. While helping secure the financial future for loved ones is the primary goal, life…

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